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Mortgage rates fall to record lows for Buy-to-let

Buy-to-let landlords have dealt with the prospect of the end of mortgage interest relief and increasing Stamp Duty costs in recent weeks, but finally there could be some good news. Rates for buy-to-let mortgages have fallen to record lows, according to comparison website Moneyfacts. The average two-year fixed rate buy-to-let mortgage has fallen from 5.21% […]

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Annual house price inflation tops 10% – but it may

Annual house price inflation tops 10% – but it may have peaked. House prices in the three months to March were 10.1 per cent higher than in the same quarter a year earlier according to the latest figures from the Halifax – but some market analysts say the market may now have peaked. Prices rose […]

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Is 10 years too long to fix a mortgage?

There’s been a recent rise in low rate 10 year mortgages available for home buyers, but are they a good thing? The Money Advice Service has broken down the pros and cons. Ten year mortgages – the pros and cons Getting a mortgage will probably be one of, if not the biggest financial decisions you’ll […]

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Can you afford an interest rate rise?

Are you worried about an interest rate rise? Over half of borrowers would struggle with a 1% rise in the next year and  so the Money Advice Service tells us how to avoid potential pitfalls We’ve had six years of a base interest rate of 0.5%, meaning lower mortgage repayments for many homeowners. If you’ve bought your first […]

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A guide to Right to Buy

If you are a council house tenant, you might be able to buy your home for less than its market rate. Here’s information on the Right to Buy scheme and how to apply for it from the Money Advice Service If you are a council house or housing association tenant, you might be able to […]

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Looking to move to a new area?

The OnTheMarket.com guides offer information about the property market, places to go and recommended days out for families Whether you are looking for the latest information about the property market in an area, or want to discover what there is to do on a night out, the OnTheMarket.com guides are filled with facts and tips […]

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Can overpaying your mortgage save you money?

Have you made a resolution to tackle your mortgage in 2016? Do you have any disposable income that could be offset against your mortgage? If the answer to either of those questions is yes, you may be considering overpaying your mortgage. But is it the right decision for your circumstances? Here, the Money Advice Service sets […]

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10 top tips for finding a home to buy

Finding a home, whether as a first time buyer or a seasoned mover, can be as exciting and inspiring as it can be stressful and tiring. This top tip guide from OnTheMarket.com will help to ensure that the process of buying a house is as smooth and enjoyable as possible. 1. Finance comes first Before […]

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John Lewis backs smart homes

John Lewis is to open on Thursday 7th April 2016 the biggest retail space in Britian dedicated to internet-enabled home appliances.  The department store chain said an 81% increase in sales of “smart home” gadgets had inspired it to set aside, 1,000 sq ft in its flagship store on London’s Oxford Street for “internet of […]

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Landlords’ stamp duty bill blow

Higher rates of stamp duty for second homes and buy-to-lets came into effect on Friday. Anyone buying an “additional” property must pay three precentage points more than the standard level, so the bill for a £200,000 second home jumped from £1,500 to £7,500. Announcing the move, the chancellor said: “People buying a home to let […]