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More than half of all payments made by card even before coronavirus..

More than half of all payments were made by card last year – leaving the UK “inadvertently” prepared for the coronavirus lockdown, banks say.

It was the first time debit, credit and charge cards accounted for the majority of payments, as cash fell to fewer than one in four payments, UK Finance said.

The trade body said cash withdrawals had since fallen sharply amid lockdown.

It has yet to make long-term forecasts on whether the way we pay for things will change long-term.

Campaigners and banks say cash will continue to be an option for consumers for many years.